Substack Fee Calculator
See what you actually keep from your Substack subscriptions after the 10% fee and Stripe processing.
✏️ These numbers were filled in from a shared link — change anything to make it your own.
How Substack fees work
Substack takes 10% of paid-subscription revenue and Stripe adds ~2.9% + $0.30 processing, so writers keep roughly 85–87%. There’s no monthly platform cost.
take-home = revenue × (1 − 10% − processing)
Standard 2026 rates; processing varies slightly by plan/country. Not financial advice.
Frequently asked questions
How much does Substack take?
Substack keeps 10% of paid subscription revenue, and Stripe payment processing takes roughly another 2.9% + $0.30 per transaction — so writers keep about 85–87% overall.
Are there other Substack fees?
No platform fee to start and no monthly cost — the 10% only applies once you turn on paid subscriptions, plus Stripe’s processing. Free newsletters cost nothing.