PayPal vs Stripe vs Square vs Venmo vs Cash App Fees
Enter a charge amount and see which processor nets you the most — ranked instantly.
Business processing fees (2026)
| Processor | Standard rate |
|---|---|
| Venmo | 1.9% + $0.10 |
| Cash App | 2.75% |
| PayPal | 2.9% + $0.30 |
| Stripe | 2.9% + $0.30 |
| Square (online) | 2.9% + $0.30 |
Standard online business rates. Square in person is 2.6% + $0.10; check each calculator for your case.
Frequently asked questions
Which payment processor has the lowest fees?
For business payments, Venmo (1.9% + $0.10) is usually cheapest, followed by Cash App (2.75%). PayPal, Stripe, and Square all charge 2.9% + $0.30 for standard online payments. On small amounts the fixed fee matters most, so enter your amount above to see the winner.
Are PayPal and Stripe fees the same?
For standard US online payments, yes — both are 2.9% + $0.30. They differ on features, international rates, and payout timing rather than the headline rate.
Is Square cheaper than PayPal?
Online they’re the same (2.9% + $0.30). Square is cheaper in person (2.6% + $0.10), so if you take card payments face-to-face, Square usually wins.